Coverage built around how your business actually runs.
We place commercial insurance for Florida businesses, with our deepest experience in hospitality and real estate. Start with your industry below, or jump straight to the coverage you need.
Independent, not captive.We compare coverage and pricing across several carriers, so you see real options side by side.
Our specialties
Three industries. Known inside and out.
These are the businesses we work with every day. Each one carries risks a general policy tends to miss.
Hospitality
Hotels, restaurants, and bars
Guests, alcohol, food service, and late nights. Hospitality risk moves fast, and a generic policy rarely keeps up. We build coverage around how you actually operate, and revisit it when your business changes.
Your rental is a hospitality business, and we insure it with the same guest-focused thinking we bring to hotels and restaurants. Standard homeowners policies usually exclude rental use, so we cover properties built for frequent guest turnover, from one condo to a managed portfolio.
Landlords and investors need coverage that scales as the portfolio grows. We build one program instead of a separate policy for every property, so renewals, deductibles, and limits stay in sync. Long-term leases and short-term rentals can live in the same program.
Run a different kind of Florida business? We place commercial coverage for other industries too. Tell us what you do and we'll tell you honestly whether we're the right fit.
Tell us about your business or property and when your current policy renews. We'll reach out with enough time to compare real options, not the week it expires.